Having to repair or replace your roof – and figuring out how to pay for it – can be stressful. However, it is important not to put it off for too long. Leaks, moisture damage, rot and other issues can jeopardize your safety and your home’s structural integrity.
Fortunately, in most cases, repair is feasible. When administered promptly by a licensed roofer, such as Castle Builders And Roofing, LLC, repairs can extend a roof’s lifespan and give you more time to save up for a new roof. However, if the damage is too extensive or if the roof is nearing the end of its lifespan, replacement might be the more cost-effective option. In either situation, if you do not have the cash for roofing services, financing can help.
Castle Builders And Roofing, LLC, makes roofing affordable with convenient financing options through a partnership with EnerBankUSA. The process is very similar to what you might use to purchase a new car or a similar major investment.
First, we will provide a free estimate for your roof repair or replacement. We will then direct you to EnerBank, where you can answer a few questions and request authorization. If approved, you can choose a payment plan based on how much you can afford each month. EnerBank will then pay for the project, and we will begin repairs or replacement right away. Once we complete the job and you are satisfied, you can begin making your financing payments to EnerBank.
Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 8.99% to 14.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. Monthly payments vary from $11.37 to $29.03 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Monthly payments vary from $11.49 to $30.27 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 180 days. Repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 180 days after funds are disbursed. If no payments made during same-as cash period and APR of 19.99%, monthly payments vary from $20.65 to $28.53 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 180 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 180 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $20.65 to $28.53 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 17.99% fixed APR, effective as of December 2021, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed. If no payments made during same-as cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 17.99% fixed APR, effective as of December 2021, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 730 days. Repayment terms vary from 36 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 730 days after funds are disbursed.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 730 days. Repayment terms vary from 36 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 730 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $24.31 to $35.00 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 730 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 36 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 730 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $24.31 to $35.00 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 120 monthly payments of $13.21 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 120 monthly payments of $13.49 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
To see if you qualify for financing through EnerBankUSA, fill out the online application to obtain pre-qualified offers from 12- to 24-month loans, same as cash. Castle Builders And Roofing, LLC, also offers traditional financing. Reach out to us to arrange a free, no-obligation consultation and estimate from a friendly, experienced roofer. To do so, complete the contact request form or call us at (561) 236-1414.